Domus Construction Loan Modeler

Estimate the financing and cash requirements for a residential ground-up construction project with a free modeler from Domus Lending Group LLC.

Use the modeler in ChatGPT to work through a purchase or refinance scenario and understand how your project inputs affect estimated funding.

ChatGPT directory listing coming soonModeler Support

What you can model

  • Estimated total loan amount.
  • Funding available at closing, also called Day-1 funding.
  • Construction holdback.
  • Estimated cash to close or net cash-out.
  • Additional liquidity you may need to demonstrate.
  • The modeled construction draw funding percentage.

The modeler uses the connected Domus calculation service. Results depend on your inputs and the assumptions used in the calculation.

What to have ready

For a purchase or refinance scenario, have the following information available:

  • Land purchase price.
  • Anticipated closing date.
  • Whether all required permits have actually been issued.
  • Hard construction costs before contingency.
  • Expected completed property value.
  • How insurance will be paid.

For a refinance, also have the land purchase date, current appraised land value, and existing land loan payoff available.

Include applicable soft costs, interest reserve, insurance premium, and interest rate when you know them. If the calculation uses a default, review that assumption before relying on the estimate. Permits that have been approved but have not been issued should not be entered as issued.

How it works

  1. Open the Domus Construction Loan Modeler in ChatGPT when the public listing becomes available.
  2. Describe your residential ground-up construction project and provide the requested inputs.
  3. Review the estimated funding, cash requirements, and assumptions.
  4. Adjust your inputs to explore another scenario.

Try a scenario

“Help me model a residential ground-up construction purchase. Ask me for the information you need.”
“Help me model a refinance of land I already own for a ground-up construction project.”
“Explain the estimated cash to close and additional liquidity requirement in my modeled scenario.”

Free to use

Domus does not charge to use the modeler. No payment or purchase from Domus is required. Access through ChatGPT is subject to OpenAI's availability and terms.

The public listing is intended for users in the United States. Access to the modeler does not establish that financing is available for a particular property, borrower, or jurisdiction.

Estimates for planning

Modeler results are estimates, not a loan approval, commitment to lend, binding quote, appraisal, or personalized legal or tax advice. Actual loan terms and funding depend on underwriting, verification, and applicable requirements. Independently review the inputs and calculations before making financial commitments.

The modeler is intended for business-purpose residential ground-up construction scenarios involving non-owner-occupied investment properties. Modeling a project does not submit a loan application or reserve funding.

Questions?

Visit Modeler Support or email deals@domuslg.com.