Miami-Dade · Broward · Palm Beach
Short-term first position financing on non-owner-occupied single family homes, condos and residential land in South Florida. We lend our own capital, so the person who prices your deal is the person who approves it. Closings in 3 to 4 days.
Founded by Maximiliano Extrakt & Paul Garzon
Backing South Florida real estate investors with our own capital
One product, built properly. Short-term first position financing on non-owner-occupied residential property in South Florida, funded off our own balance sheet.
Outside South Florida, in Florida, Georgia, South Carolina, North Carolina and Tennessee, we offer a bridge loan only on a property with an existing house, when the exit is a Domus ground-up construction loan.
Loan Amount
$1M – $10M
Max LTV
70%
Rates, as of October 2026
From 9.5%
Term
12 months
Position
First lien
Closing
3–4 days
We underwrite the asset and the exit, not a credit score. A thin or bruised file does not end the conversation.
First deal or fiftieth. If the property supports the loan and the exit is credible, we can lend on it.
No W2s, no tax returns, no debt-to-income calculation. Business purpose loans on non-owner-occupied property only.
Rates and terms shown are starting points and vary by property, leverage, and transaction. Not a commitment to lend.
Bridge loans from $1M to $10M secured by non-owner-occupied residential property in Miami-Dade, Broward, and Palm Beach counties.
Non-owner-occupied single family residences across the tri-county. Purchase or cash-out, held for rental or resale.
Condominium units including new construction and preconstruction closings in Miami-Dade, Broward, and Palm Beach.
Entitled and unentitled residential lots. Useful when a land seller will not wait for conventional financing.
Send it over. Once we have all the information we need, we can price your deal the same day.
Real feedback from real estate investors who trust Domus Lending with their deals.
"I've worked with a handful of hard money lenders over the years, and Domus is on a different level. Maxi walked me through the whole deal structure on a Saturday afternoon — no one does that. Closed my fix-and-flip in 9 days. I don't call anyone else."
Isaac C.
Miami, FL • Fix & Flip Investor
"Paul caught something in my numbers that would've killed my margins before we even got to closing. That's not a lender, that's a partner. The process was seamless, everything was online, and they kept me updated the entire time. Highly recommend Domus to any serious investor."
Elias C.
Miami, FL • Real Estate Investor
"I came to Maxi with a deal that had a tight deadline — 11 days to close or my client was losing his deposit. He made it happen. The whole process was organized, fast, and honestly stress-free considering what was at stake."
Bernie R.
Charlotte, NC • Real Estate Investor
"What sets Domus apart is that they actually understand real estate investing. Paul wasn't just processing a loan — he was giving me feedback on my ARV assumptions and pointing out things I hadn't considered. That kind of guidance is priceless, especially on a ground-up project."
Annael W.
Miami, FL • Developer
Ready to join our growing list of satisfied borrowers?
Apply for FundingGet answers to common questions about our lending process
There is no minimum credit score. We underwrite the property and the exit, not a FICO number. A thin file, a bruised file, or no score at all does not end the conversation.
Three to four days. We lend our own capital, so there is no committee to wait on and no investor whose box the deal has to fit. Title and appraisal go out the day we agree on terms.
As of October 2026, rates start at 9.5% and vary by property, leverage, and the transaction itself. Once we have all the information we need, we can price your deal the same day, with real numbers rather than a range.
Southeast Florida only. Miami-Dade, Broward, and Palm Beach counties. Knowing these submarkets is what lets us move in three to four days, so we do not lend outside them.
One million to ten million dollars, in first position, on non-owner-occupied single family homes, condos, and residential land.
No. No W2s, no tax returns, no debt-to-income calculation. We will want proof of liquidity for the down payment and reserves, the purchase contract or payoff statement, and your entity documents.
No. First deal or fiftieth. If the property supports the loan and the exit is credible, we can lend on it.
Yes. The term is twelve months and you can pay off early, which gives you room to sell or refinance when it makes sense rather than when the loan says so. Ask us about any minimum interest on your specific deal.
Still have questions?
Once we have all the information we need, we can price your deal the same day. You hear it from the person who makes the decision.