Non-Owner-Occupied Residential
Two programs, two sets of property types. Bridge loans on existing residential property in South Florida, and ground-up construction loans on one to four unit projects across the Southeast.
Bridge · Miami-Dade, Broward, Palm Beach
Bridge loans from $1,000,000 to $10,000,000 secured by non-owner-occupied residential property in South Florida, funded off our own balance sheet.
Non-owner-occupied single family residences across Miami-Dade, Broward, and Palm Beach.
Condominium units throughout the tri-county, including buildings conventional lenders will not touch.
Entitled and unentitled residential lots, where a seller will not wait for conventional financing.
Terms and requirements are on the bridge loan program page.
Ground-Up Construction · FL, GA, SC, NC, TN
Construction loans from $200,000 to $5,000,000 on one to four unit residential projects. One loan covers the land and the build, with draws funded in 24 to 48 hours.
Spec homes, infill lots, and teardown rebuilds. The bulk of the construction projects we finance.
Two-unit new construction, financed the same way as a single family build.
Three and four unit new construction, the top of our ground-up box.
Terms, leverage and requirements are on the ground-up construction loan program page, and lot eligibility is covered under land purchase and land equity.
We would rather tell you no in ten minutes than string you along for a week. Some limits apply to everything we do, and some are specific to one program.
If your deal sits near one of those lines, call anyway. We will give you a straight answer rather than a maybe.
You will get an answer the same day, from the person who makes the decision.