Direct Lender. Direct Decisions.
We fund loans with our own capital and make approval decisions in-house. No waiting on committees. No broker delays. Just fast, transparent financing from a real lender.
Founded by Maxi Extrakt & Paul Garzon
7+ years of combined lending experience backing investors nationwide
See Your Deal Before You Apply
We're the first hard money lender to offer instant, transparent pricing. No guessing. No surprises. Just honest numbers.
DSCR Calculator
Get 30-year rental loan terms in 60 seconds. No application required.
Bridge Loan Analyzer
See your bridge loan costs, rates, and terms instantly.
Fix & Flip Calculator
Know your holding costs and profit margins before you buy.
Or speak directly with a loan officer
786-667-0793Flexible Financing for Every Strategy
Whether you're buying, building, or refinancing, we have the right loan product for your investment.
DSCR Loans
Built for long-term investors focused on rental income and cash flow
- Loan amounts up to $3 million
- Up to 80% LTV
- Interest-only for 15 years or 30-year fully amortized term
We make rental property financing simple, predictable, and efficient.
Bridge Loans
Need fast capital between transactions or before refinancing? We've got you covered
- Loan amounts up to $5 million
- Up to 75% LTV
- Up to 24-month terms
We'll help you bridge the gap, so your next deal doesn't slip away.
Fix & Flip Loans
Perfect for investors buying, renovating, and reselling homes
- Up to $5 million in funding
- Finance up to 95% of your project's cost
- Up to 75% after-repair value
- Flexible terms up to 24 months
Your next flip shouldn't get held up by financing. Let's keep it moving.
Construction Loans
Your next flip shouldn't get held up by financing. Let's keep it moving
- Loans up to $5 million
- Fund up to 85% of your total project cost
- Competitive ARV and term options
From blueprint to build-out, we're with you every step of the way.
We Fund What Others Won't
From single-family homes to small multifamily and mixed-use properties, we provide flexible financing for diverse real estate investments.
Single-Family Homes
1-4 unit properties nationwide for investment purposes.
2-4 Units
Duplexes, triplexes, and fourplexes. Perfect for rental income.
Small Multifamily
5-20 unit value-add apartment buildings for experienced investors.
Mixed-Use Properties
Small commercial + residential combinations with strong income potential.
Not sure if your property qualifies? Call us at 786-667-0793 or email deals@domuslg.com
From Application to Funding in 3 Simple Steps
Our streamlined process gets you from application to funding faster than traditional lenders.
Get Instant Pricing
Use our free tools to see your rate and terms before applying. No credit check. No commitment. Just honest numbers in 60 seconds.
Submit Application
Complete our streamlined online application in 10 minutes. We'll review and send you a term sheet within 24-48 hours.
Close Fast
Once approved, we move quickly to closing. Most deals fund within 7-14 days from application. We've closed in as little as 5 days when needed.
Ready to get started?
What Our Borrowers Say
Real feedback from real estate investors who trust Domus Lending with their deals.
"I've worked with a handful of hard money lenders over the years, and Domus is on a different level. Maxi walked me through the whole deal structure on a Saturday afternoon — no one does that. Closed my fix-and-flip in 9 days. I don't call anyone else."
Isaac C.
Miami, FL • Fix & Flip Investor
"Paul caught something in my numbers that would've killed my margins before we even got to closing. That's not a lender, that's a partner. The process was seamless, everything was online, and they kept me updated the entire time. Highly recommend Domus to any serious investor."
Elias C.
Miami, FL • Real Estate Investor
"I came to Maxi with a deal that had a tight deadline — 11 days to close or my client was losing his deposit. He made it happen. The whole process was organized, fast, and honestly stress-free considering what was at stake."
Bernie R.
Charlotte, NC • Real Estate Investor
"What sets Domus apart is that they actually understand real estate investing. Paul wasn't just processing a loan — he was giving me feedback on my ARV assumptions and pointing out things I hadn't considered. That kind of guidance is priceless, especially on a ground-up project."
Annael W.
Miami, FL • Developer
Ready to join our growing list of satisfied borrowers?
Apply for FundingFrequently Asked Questions
Get answers to common questions about our lending process
We typically require a minimum credit score of 660, though we evaluate each deal individually. Strong deals with experienced borrowers may qualify with lower scores. Your credit score is just one factor we consider alongside your experience, the property, and the overall deal structure.
Most loans close within 7-14 days of application. We've closed deals in as little as 5 days when needed. The exact timeline depends on how quickly you provide documentation, title work, and any property inspections required.
Rates vary by loan type, property, and borrower experience. Use our instant pricing calculators to get your exact rate in seconds. Generally, rates range from 7.5% to 10.5% depending on the program and deal specifics.
We currently lend in 38 states. Some states may have different terms or requirements, but we work with investors across the country on a variety of property types.
We lend up to $3M for DSCR loans and up to $5M for bridge, fix-and-flip, and construction loans. For larger loan amounts, please contact us directly to discuss your specific needs.
Not for DSCR loans – we qualify based on the property rental income. Bridge, fix-and-flip, and construction loans may require proof of liquidity and reserves, but typically don't require W2s or tax returns.
Typically 20-25% for DSCR loans, and 10-25% for bridge and fix-and-flip loans depending on your experience and the property. Construction loans may require different down payment structures based on the project.
Yes, most of our loans have a short 3-month prepayment penalty. You can pay off your loan at any time without additional fees. This gives you the flexibility to refinance or sell when it makes sense for your investment strategy.
Still have questions?
Ready to Fund Your Next Deal?
Get instant pricing in 60 seconds or talk to a loan officer today.