Florida · Georgia · South Carolina · North Carolina · Tennessee

Direct Lender for Real Estate Investors

Ground-up construction loans across the Southeast and bridge loans in South Florida. We are a direct balance sheet lender and make every credit decision in-house. Once we have all the information we need, we can price your deal the same day.

Maximiliano Extrakt & Paul Garzon - Domus Lending Founders

Founded by Maximiliano Extrakt & Paul Garzon

Direct balance sheet lender; credit decisions made in-house

Ground-Up Construction

Finance the lot and the build with one loan

85% LTC standard, up to 90% case by case for highly experienced borrowers, and up to 100% of the construction budget, on one to four unit residential projects. Our standard is to wire draw funds within 24 to 48 hours after a draw is approved, and you only pay interest on what has been drawn.

Loan Amount

$200K – $5M

Leverage

85% LTC standard

Up to 90% case by case for highly experienced borrowers

Draws, after approval

24–48 hrs

Closing

10–12 days

Updated .

More detail on qualification requirements, down payment and LTC, the draw process, and land purchase and land equity.

Bridge · South Florida

When the deal cannot wait

First position bridge financing on non-owner-occupied single family homes, condos and residential land in Miami-Dade, Broward and Palm Beach. No FICO minimum, no experience requirement, no appraisal.

Loan Amount

$1M – $10M

Max LTV

70%

Term

12 months

Closing

3–4 days

Updated .

Why Investors Work With Domus

Direct balance sheet lender

No warehouse line setting our credit box, no takeout investor whose guidelines your deal has to fit. When a file needs a judgment call, we make it.

Decisions in-house

You speak with a principal from the first call through the wire. The person who prices your deal is the person who approves it.

Same-day pricing, once we have what we need

Once we have all the information we need, we can price your deal the same day. If the answer is no, you hear it on the first call, not the third week.

Domus Lending Group was founded by cousins Maximiliano Extrakt and Paul Garzon, who managed a $1.5B loan portfolio before moving to the origination side of the business. More about Domus Lending.

Who We Lend To

What Our Borrowers Say

Real feedback from real estate investors who trust Domus Lending with their deals.

"I've worked with a handful of hard money lenders over the years, and Domus is on a different level. Maxi walked me through the whole deal structure on a Saturday afternoon — no one does that. Closed my fix-and-flip in 9 days. I don't call anyone else."

Isaac C.

Miami, FL • Fix & Flip Investor

"Paul caught something in my numbers that would've killed my margins before we even got to closing. That's not a lender, that's a partner. The process was seamless, everything was online, and they kept me updated the entire time. Highly recommend Domus to any serious investor."

Elias C.

Miami, FL • Real Estate Investor

"I came to Maxi with a deal that had a tight deadline — 11 days to close or my client was losing his deposit. He made it happen. The whole process was organized, fast, and honestly stress-free considering what was at stake."

Bernie R.

Charlotte, NC • Real Estate Investor

"What sets Domus apart is that they actually understand real estate investing. Paul wasn't just processing a loan — he was giving me feedback on my ARV assumptions and pointing out things I hadn't considered. That kind of guidance is priceless, especially on a ground-up project."

Annael W.

Miami, FL • Developer

Ready to join our growing list of satisfied borrowers?

Apply for Funding

Frequently Asked Questions

Is Domus Lending a direct lender?

Yes. We fund loans in our own name as a direct balance sheet lender and make every credit decision in-house. You are not being shopped to a third party.

What kinds of loans does Domus Lending offer?

Ground-up construction loans from $200,000 to $5,000,000 for investors and builders, and bridge loans from $1,000,000 to $10,000,000 in South Florida. All lending is business purpose, secured by non-owner-occupied residential property.

Where does Domus Lending lend?

Ground-up construction in Florida, Georgia, South Carolina, North Carolina and Tennessee. Bridge loans in Miami-Dade, Broward and Palm Beach counties.

How fast can Domus Lending close?

Three to four days on a bridge loan. Ten to twelve business days on a ground-up construction loan, with the timeline driven mostly by document collection.

Does Domus Lending work with brokers?

Yes. We protect your relationship with your client and pay broker compensation at closing.

Does Domus Lending make owner-occupied or consumer loans?

No. All loans are for business purposes and secured by non-owner-occupied residential real estate. We do not lend for personal, family or household purposes.

Send Us the Deal

Once we have all the information we need, we can price your deal the same day. You hear it from the person who makes the decision.