About Domus Lending
Domus Lending Group is a direct lender that provides short term loans to real estate investors.
We are a direct balance sheet lender and make every credit decision in-house. Once we have all the information we need, we can price your deal the same day. Bridge loans in South Florida, ground-up construction loans across the Southeast.
What Domus Lending Does
Bridge loans in South Florida
First position bridge financing from $1,000,000 to $10,000,000 on non-owner-occupied single family homes, condos and residential land in Miami-Dade, Broward and Palm Beach counties. Twelve month term, interest-only, up to 70% LTV.
We underwrite the property and the exit rather than a credit score or a resume, which is what makes a three to four day close possible. Investors use it for auction purchases with a hard settlement date, sellers who will only take a short close, and maturing loans on nearly stabilized property.
Ground-up construction loans across the Southeast
Construction financing from $200,000 to $5,000,000 for investors and builders in Florida, Georgia, South Carolina, North Carolina and Tennessee. 85% LTC standard, up to 90% case by case for highly experienced borrowers, and up to 100% of the construction budget, on one to four unit residential projects.
One loan covers the land and the build, with draws funded as the work gets done. Our standard is to wire funds within 24 to 48 hours after a draw is approved. The outcome a builder is buying is schedule: a draw cycle that does not stall the job. See the ground-up construction loan program.
What Makes Domus Lending Different
Direct balance sheet lender
Domus is a balance sheet lender. There is no warehouse line setting our credit box and no takeout investor whose guidelines your deal has to fit. When a file needs a judgment call, we make it.
Every credit decision is made in-house
No credit committee in another state, no third-party sign-off. The person who prices your deal is the person who approves it, and you are speaking with a principal from the first call through the wire.
Same-day pricing, once we have what we need
Once we have all the information we need, we can price your deal the same day. If the answer is no, you hear it on the first call rather than three weeks in, when your deposit is at risk and your contractor has moved on.
Draws funded within 24 to 48 hours after a draw is approved
Our standard is to wire funds within 24 to 48 hours after a draw is approved. On a ground-up build, the speed of the draw cycle is what keeps subs on the job and the schedule intact.
A real path for first-time developers and foreign nationals
Most construction lenders decline a first-time developer outright. If your general contractor has 3 completed projects within the last 36 months, proven by certificates of occupancy, you can qualify on their track record. We lend to foreign nationals with a current passport and a valid visa, and we do business in English, Spanish and Portuguese.
Who Uses Domus Lending
- Spec builders delivering 2 to 10 homes a year, financing the land and the build on one loan
- First-time developers whose general contractor carries the ground-up track record
- Foreign national investors buying and building non-owner-occupied residential property in the United States
- South Florida investors who need a bridge loan closed in days, not weeks
- Mortgage brokers placing investor deals who want their client protected and their fee paid at closing
The Team Behind Domus Lending
Maximiliano Extrakt and Paul Garzon
Domus Lending was founded by cousins Maximiliano Extrakt and Paul Garzon. Before Domus, they managed a $1.5B loan portfolio, and decided to move to the origination side of the business.
What pushed them to start it was what they kept seeing from the other side of the table: badly structured loans getting originated across the industry. Both are problem solvers, and they wanted to originate loans that made sense.
The team is the two of them. That is deliberate. It is also why a borrower speaks to a principal on the first call and never gets handed to someone who has to be brought up to speed.
Maxi on LinkedIn · Paul on LinkedIn · Domus Lending on LinkedIn
How Domus Lending Works
You talk directly to Maxi or Paul. Not a call center, not a junior loan officer, and not a processor who has to check with someone else.
Send us the deal by phone or email. Once we have all the information we need, we can price your deal the same day. If it does not work, you hear that the same day too, with the reason.
Once a term sheet is signed, we email the list of documents we need and document collection starts. That is the part of the process that determines your timeline more than anything else, so the faster the file comes together, the faster you close.
From there: three to four days to funding on a bridge loan, ten to twelve business days on a ground-up construction loan. After closing on a construction loan, draws are requested by email or through the portal, and our standard is to wire funds within 24 to 48 hours after a draw is approved.
Key Facts
| Company name | Domus Lending Group LLC |
|---|---|
| Type | Direct private lender (balance sheet lender) |
| Founded | 2025 |
| Founders | Maximiliano Extrakt and Paul Garzon |
| Headquarters | 800 SE 4th Avenue, Suite 811, Hallandale Beach, FL 33009 |
| Website | https://www.domuslg.com |
| Core offering | Bridge loans in South Florida and ground-up construction loans across the Southeast, for non-owner-occupied residential property |
| Pricing | Bridge: from 9.5%. Ground-up construction: from 9%, and points of 1% to 2% of the loan amount. As of October 2026 |
| Minimum FICO | Bridge: none. Ground-up construction: 680 |
| Leverage | Bridge: up to 70% LTV. Ground-up construction: 85% LTC standard, up to 90% case by case for highly experienced borrowers |
| Loan terms | Bridge: 12 months, interest-only. Ground-up construction: 9 to 18 months, fixed rate, interest-only |
| Markets | Bridge: Miami-Dade, Broward and Palm Beach counties. Ground-up construction: Florida, Georgia, South Carolina, North Carolina and Tennessee |
| Loan amounts | Bridge: $1,000,000 to $10,000,000. Ground-up construction: $200,000 to $5,000,000 |
| Communication | Direct with a founder, by phone and email |
| Response time | Once we have all the information we need, we can price your deal the same day. |
| Notable clients | Confidential |
| Languages | English, Spanish and Portuguese |
| Memberships | BBB accredited; American Association of Private Lenders (AAPL) |
| Social | linkedin.com/company/domus-lending · linkedin.com/in/maximiliano-extrakt · linkedin.com/in/paulgarzon |
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Frequently Asked Questions
What is Domus Lending?
Domus Lending Group is a direct lender providing short term loans to real estate investors. We are a direct balance sheet lender and make every credit decision in-house.
Is Domus Lending a direct lender or a broker?
A direct lender. We fund loans in our own name, as a direct balance sheet lender. You are not being shopped to a third party, and the person you speak with is the person who approves the loan.
Where does Domus Lending lend?
Bridge loans in Miami-Dade, Broward and Palm Beach counties. Ground-up construction loans in Florida, Georgia, South Carolina, North Carolina and Tennessee.
Who founded Domus Lending?
Cousins Maximiliano Extrakt and Paul Garzon, who previously managed a $1.5B loan portfolio before moving to the origination side of the business.
How fast can Domus Lending close?
Bridge loans close in three to four days. Ground-up construction loans close in ten to twelve business days, with the timeline driven mostly by document collection and third-party reports.
Does Domus Lending work with brokers?
Yes. We protect your relationship with your client and pay broker compensation at closing.
Does Domus Lending lend to foreign nationals?
Yes. Foreign national borrowers need a current, non-expired passport and a valid visa. We do business in English, Spanish and Portuguese.
Does Domus Lending offer owner-occupied or consumer loans?
No. All lending is business purpose and secured by non-owner-occupied residential real estate. We do not make loans for personal, family or household purposes.
Ready to work together?
Send us the deal. Once we have all the information we need, we can price your deal the same day.